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Selling a home through a short sale requires the mortgage lender to approve a price below the amount still owed. An existing tax lien adds another financial interest that must be considered during the transaction. Until the lien is properly resolved, the buyer may be...
It is possible to challenge the results of a breathalyzer-type test. Even if the results show that your blood alcohol concentration (BAC) is over the legal limit, that is not a guarantee that you will be convicted. First, you may want to consider whether any outside...
Filing for bankruptcy is a significant financial decision that often comes with concerns about privacy. Many people worry that their personal financial struggles will become public knowledge, potentially causing embarrassment or strain in their relationships....
Buying a first home in New Jersey involves more than choosing a property and agreeing on a price. The purchase agreement includes details that can impact the entire deal, and missing key terms may lead to unexpected issues. Knowing what these agreements cover can help...
Medical bills may arrive while you are still recovering from a car accident. In New Jersey, personal injury protection (PIP) generally pays covered medical expenses regardless of who caused the crash. How PIP covers your medical care PIP usually serves as the first...
When a person files Chapter 7 or Chapter 13 bankruptcy, federal law creates an “automatic stay” in most cases. This stay generally stops many collection actions, including collection calls, letters, lawsuits and wage garnishments. It can also pause foreclosure...
Many people might think that refusing a breathalyzer test during a traffic stop could help them avoid a DWI charge. This is not the case. Refusing a breath test in New Jersey can carry significant legal consequences. By driving on the state’s roads, motorists are...
Many drivers assume that refusing a breathalyzer in New Jersey removes the state's best evidence. In practice, refusal often leads directly to a blood draw warrant, and the resulting sample carries its own set of legal and scientific challenges. When a driver is...
A serious illness or injury can create more than medical challenges. Even with health insurance, medical expenses, lost income and everyday expenses can cause extreme financial strain on a family. Recognizing the warning signs of overwhelming medical debt may help...
Purchasing a home is a major milestone and can bring strong feelings of excitement. Unfortunately, this tide of emotions can cloud the buyer’s judgment. That is why buyers should closely study the entire purchase agreement to catch often-overlooked critical clauses....