Bankruptcy

One of the main features of Chapter 13 bankruptcy is the repayment plan. By carrying out this plan, you repay your creditors at least part of what you owe them, helping you avoid selling your property to pay your outstanding amounts. It takes anywhere from three to...

If you are in financial straits, filing for bankruptcy may be a logical solution. The decision can provide the necessary relief from debt and can provide a fresh start. But what about the spending habits leading up to that moment? If you indulged in a shopping spree...

A thick swamp of misconceptions and negative associations surround bankruptcy, causing many to hesitate to use the debt-clearing tool. One major one is that only financially irresponsible individuals file for bankruptcy and that it is a shameful action. However,...

Many people in New Jersey have trouble staying on top of their bills, and if you count yourself among them, something like an unanticipated medical expense has the potential to make your growing debt seem insurmountable. If you are facing an ongoing stream of calls...

Many New Jersey residents find themselves facing seemingly insurmountable debt, which might be due to unexpected medical expenses, mounting credit card bills or other factors. If you count yourself among those struggling to stay afloat, you may be wondering whether...

The tie between medical problems and financial issues has continued to increase, and with it, so has the concern of many Americans. Recent studies have shown that as medical issues continue to sweep across the nation, so too do unpaid bills and the fear of filing for...

Bankruptcy bears a long legacy of association with poor money management and other unpleasant stereotypes. Many individuals see it as shameful, something to hide. However, it is nothing but a tool provided by the government to aid individuals in reducing their debt...

Rebooting your finances after a challenging year or two may make you panic about how to start. With collection calls and letters on the rise, you may feel you have no plausible way out. Bankruptcy may become the solution to your financial woes. The bankruptcy process...

If you use social media to keep tabs on your friends and relatives, you may appreciate the escape online forums give you. After all, when you log into your social media accounts, you can forget about your unpaid debts for a while. That all may be changing sooner than...

Suffering with debt is already bad enough on its own, but unfortunately, you may also have to deal with debt collectors at the same time. Some will stretch their boundaries too far, toeing the line into harassment. How do you recognize this harassment as it occurs? Is...