Bankruptcy

If you're a business owner in New Jersey and face financial difficulties, bankruptcy can help you regain control. But how does bankruptcy work if you own a business? This article will guide you through the process and explain your available options. What are your...

Filing for bankruptcy affects your tax refunds by determining whether they become part of the bankruptcy estate, affecting whether you can keep them or must use them to pay creditors. Whether you keep your refund depends on the type of bankruptcy you file, the timing...

Filing for bankruptcy in New Jersey can be complex, but understanding the basics can help you navigate it more easily. There are two main types of personal bankruptcy: Chapter 7 and Chapter 13. Chapter 7 bankruptcy involves liquidating non-exempt assets to pay off...

Chapter 7 bankruptcy can offer relief for individuals overwhelmed by debt. However, student loan debt presents unique challenges in this process. Understanding how Chapter 7 bankruptcy affects student loans is crucial for those seeking debt relief. Student loans and...

Filing for Chapter 13 bankruptcy can create a path to managing one's debts while protecting assets. However, the process can get complicated when shared debts factor in. Understanding how to handle these situations is a must for anyone considering Chapter 13. Impact...

Filing for Chapter 7 bankruptcy can be a complex process, but with the right preparation, you can navigate it more smoothly. This type of bankruptcy helps individuals eliminate most of their unsecured debts. Check eligibility requirements To qualify for Chapter 7...

Health issues can strike anyone, and oftentimes, they come with a hefty price. If you find yourself drowning in medical debt, bankruptcy might be a viable option to help you recover from this challenging situation. As it can be a frightening decision, it is essential...

Bankruptcy can be an overwhelming experience at first. However, credit cards are a valuable tool for a person regaining their financial footing. Understanding how to utilize credit cards responsibly after bankruptcy is important. Use cards sparingly Using credit cards...

Some people feel too embarrassed to use bankruptcy to resolve their mounting debt, but the truth is that bankruptcy is a valid tool to help those with serious financial problems. You may even use this process to prevent your bank from foreclosing on your home if your...

Declaring Chapter 7 bankruptcy can be the appropriate solution when facing overwhelming debt. Unfortunately, taking this path has a way of dealing a blow to your credit score. While facing this problem head-on might seem daunting, clambering back up the credit score...